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Fraud intelligence built specifically for Kenyan and East African financial institutions.
Caspix combines rule-based detection, multi-dimensional behavioral scoring, ML classification and Agentic AI into a single platform designed for the banks and microfinance institutions that serve millions across East Africa.
Built for institutions across
Fraud in East Africa is accelerating faster than the defenses against it
Banks and microfinance institutions across Kenya and East Africa process millions of transactions every day through channels that traditional fraud detection tools were not built to monitor effectively. Most existing solutions lack the depth to fully understand Kenyan unique transaction patterns, customer behaviors, and evolving fraud tactics. In addition, many of these systems have yet to fully harness the power of Artificial Intelligence to deliver real-time, context-aware fraud detection and prevention.
Average fraud detection time without automation
Funds move long before manual reviews surface the loss.
Of losses linked to insider fraud and collusion
Access-based fraud requires behavior-aware monitoring and not just threshold rules.
Of East African banks using AI-native fraud detection built for local channels
The majority rely on generic platforms designed for other banking market systems — sometimes not intelligent enough for M-Pesa velocity, PesaLink corridors, and East African fraud typologies.
The existing tooling gap
Generic fraud platforms may not have the capability to deeply understand the local fraud landscape, including Social Engineering, M-Pesa related fraud, PesaLink gateways, or the fraud typologies specific to Kenya and East African banking operations. Regulatory bodies across East Africa are tightening fraud reporting requirements — institutions without automated audit trails face mounting compliance risk and regulatory sanctions.
One platform, Every channel and Explained decisions.
Caspix is an enterprise-grade fraud intelligence platform that financial institutions can operate themselves without a technical team on staff.
We combine rule-based detection, behavioral risk scoring across seven dimensions, and a machine-learning classifier that retrains on your own analysts' feedback — so the system gets smarter the longer you use it.
Risk Score Decision Matrix
Every score includes full per-rule attribution — analysts see exactly which signals contributed and why. Every decision is explainable and auditable.
Two products. One client add-on.
Detection, investigation, and incident operations connected in one workflow — not separate tools bolted together.
Fraud Intelligence Platform
Real-time fraud detection and prevention across every channel — cards, mobile money, USSD, PesaLink, and SIM swap events in a single detection surface.
- Real-Time Transaction Monitoring
- Multi-Dimensional Behavioral Risk Scoring
- No-Code Rule Engine for Fraud Ops Teams
- ML Classifier with Explainable AI
- SIM Swap & Internal Fraud Detection
- Prometheus Metrics & SIEM Integration
Alert Triage & Case Management Suite
Structured workspace for fraud operations teams — from alert triage and analyst assignment through case closure, audit trail, and regulator-ready reporting.
- Alert Priority Queues and Triage Workflows
- Analyst Assignment and Workflow Management
- Cross-Channel Pattern Linking
- Automated Escalation and Closure Reports
- Analyst Feedback Loop for ML Retraining
Fraud Incident & Intelligence Tracker (FIIT)
The operational workspace for what happens after detection. Built by fraud risk practitioners from Kenya's tier-1 institutions — for the workflows fraud teams actually run.
From transaction to closed case
A structured workflow that shortens investigation time, strengthens audit posture, and produces regulator-ready output at every step.
Ingest
Transactions enter via API or batch across all channels
Score
Risk scored in real time across multiple behavioral dimensions
Decide
Orchestrator issues ALLOW / CHALLENGE / BLOCK instantly
Investigate
Analyst reviews case with full evidence and context
Report
Closed case produces a regulator-ready audit record
Ingest
Transactions enter via API or batch across all channels
Score
Risk scored in real time across multiple behavioral dimensions
Decide
Orchestrator issues ALLOW / CHALLENGE / BLOCK instantly
Investigate
Analyst reviews case with full evidence and context
Report
Closed case produces a regulator-ready audit record
The underserved segments are the largest ones
East Africa has over 150 licensed commercial banks and regulated MFIs. The vast majority rely on generic platforms designed for Western banking systems — not built for M-Pesa, PesaLink, or the realities of East African institutional fraud.
Tier-1 Banks
15+High-volume alert noise overwhelms analysts. SIEM integration is fragile. Internal behavioral monitoring requires dedicated intelligence tooling that generic systems do not provide. AI models not trained on specific Kenyan, East African data degrade without continuous retraining.
Tier-2 Banks
50+Growing digital channel footprints without proportional fraud engineering. Cross-channel visibility — mobile money to card to teller — is the largest control gap. SIM swap and social engineering are underdetected.
Tier-3 Banks
100+Manual review is the primary fraud control. Limited engineering resources mean generic alert systems generate noise rather than signal. Digital channel adoption is expanding the fraud surface faster than internal capacity can respond.
Microfinance Institutions
30+Mobile money adoption is expanding the fraud surface rapidly across internet and mobile banking channels. Manual review and basic rule-based systems are the primary controls, but they do not scale with the growth of digital channels and evolving fraud typologies.
Regional Expansion
Uganda, Tanzania, Rwanda, and Ethiopia share the same core fraud patterns and face equivalent regulatory tailwinds. East African expansion is the first phase — West Africa follows on the same platform.
What no other vendor offers this market
Generic enterprise tools were not built for Africa. Open-source options have no investigator workflows. Caspix closes both gaps at once.
Built specifically for Kenyan and East African channels
M-Pesa, PesaLink, USSD, SIM swap, and mobile money fraud typologies are first-class citizens.
No-code rule engine
Fraud teams create, backtest, and deploy rules without waiting for an engineering cycle.
Explainable AI
Every ML decision comes with per-signal attribution. Analysts see exactly what triggered a BLOCK — and regulators can audit it.
On-premise ready
Data sovereignty matters. Full Docker-based self-hosted deployment alongside our managed SaaS — institutions choose their own stack.
Tiered pricing for all tiers
A Tier-3 bank or MFI should not pay Tier-1 enterprise pricing. Starter plans are scoped and priced for smaller institutions.
Multi-tenant architecture
Simultaneous deployment across institutions with full data isolation. One platform, many clients, zero bleed.
FIIT included — no extra charge
Every Caspix subscription includes the Fraud Incident & Intelligence Tracker — built from practitioner experience inside Kenya's tier-1 institutions. Incident lifecycle, partner validations, hold requests, chargebacks, and recovery analytics are all part of the subscription.
Production-grade from day one
Node.js backend, MySQL 8, Redis-backed async queue (BullMQ), ML runtime for fraud classification, React 18 frontend. Deployable on-premise via Docker or hosted on caspix.co.ke.
SaaS subscription, tiered by institution size
Plus one-time onboarding services for enterprise deployments and optional managed ML retraining.
Starter
Small MFIs and Tier-3 Banks
- Fraud Intelligence Platform
- Real-time transaction monitoring
- Rule engine (up to 20 rules)
- Email alerting
- Basic regulatory reporting
- FIIT add-on included
- Email support
Professional
Mid-tier MFIs, Tier-3 and Tier-2 Banks
- Full Fraud Intelligence Platform
- Alert Triage & Case Management Suite
- Unlimited rule engine
- SIEM integration (Splunk, Wazuh, Elastic)
- Cross-channel pattern recognition
- FIIT add-on — full incident lifecycle & partner workflows
- Phone and priority support
Enterprise
Tier-1 & Tier-2 Banks
- All Professional features
- FIIT add-on — custom workflows & chargeback management
- On-premise deployment option
- Custom rule development
- ML model retraining on your data
- Dedicated Customer Success Manager
- SLA-backed uptime guarantee
The platform is live and processing transactions
Rule engine, ML classifier, 7-dimensional behavioral scorer, case management, and regulator-ready reporting are all production-ready. Multi-tenant architecture supports simultaneous deployment across institutions with full data isolation.
- Card, mobile money, USSD, PesaLink, and SIM swap channels fully operational
- Insider threat detection engine production-ready
- ML fraud classifier retrained on analyst feedback
- SIEM integration verified with Splunk, Wazuh, and Elastic
- Multi-tenant SaaS and self-hosted Docker deployment both live
- FIIT live in production on AWS — incident lifecycle, partner validations, and recovery analytics serving real fraud risk teams
The Ask
Pre-seed / Seed Round
We are raising to accelerate three things:
- 01
Sales & customer success
Close our pipeline of 12 active institution conversations.
- 02
Product acceleration
Mobile app, network graph analysis, SAR automation.
- 03
Regulatory partnerships
CBK, Bank of Uganda, SASRA preferred vendor status.
Let's talk about how Caspix fits your portfolio
Whether you are an investor, a potential partner, or a financial institution ready to protect your members — we would like to hear from you.
caspix.co.ke · hello@caspix.co.ke